Associate, Credit Analyst

Banc of California, Inc. (NYSE: BANC) is a bank holding company with approximately $9.4 billion in assets and one wholly-owned banking subsidiary, Banc of California, N.A. (the “Bank”). With our 600+ dedicated professionals, we provide customized and innovative banking and lending solutions to businesses, entrepreneurs and individuals throughout California. We proudly partner with community organizations that provide financial literacy, job training, small business support, and affordable housing to help improve the communities where we live and work. With a commitment to service and building enduring relationships, we provide a higher standard of banking.

Job Summary

• Obtain requisite property insurance and follow for receipt of renewals annually.
• Communicate with insurance agents and/or brokers to request for various types of insurance.
• Order and track annual property Insurance on commercial and real estate loans.
• Order and track insurance required for all construction loans.
• Order and track flood insurance required
• Build and maintain loan file folders in the nCino application platform according to Bank standards.
• Follow up on insurance tickler file for each loan to ensure proper reporting.
• Forward all insurance certificates to the Note Department.
• Maintain monthly status reports, perform daily/weekly/monthly record retention maintenance.
• Callback of various account and general ledger transactions made by Loan Processors in the Region.
• Possess a thorough understanding of the bank’s IBS, CASH Ticklers, nCino and other systems to obtain needed information to support lending personnel and other department inquiries.
• From time to time, back-up construction disbursement staff.
• Provide light administrative support to the SVP, Loan Administration Manager.
• Performs related duties of a similar nature, as assigned

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.

• Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)
• Candidate must have excellent verbal and written communication skills. The ability to organize, prioritize and perform multiple tasks is a required skill.
• Experience in Outlook, Word, Excel and a LAN system
• Organizational skills/Time management.
• Self-motivated, ability to follow through.
• Attention to detail, manual dexterity.
• Team player.
• Knowledge of Loan Insurance Requirements.
• Minimum one year of recent experience working with bank related loans, with Banc of California or another financial institution or some other position that would naturally lead to this position