Loan Processor

Yamaha has an excellent opportunity for a Loan Processor to join our Finance team in Cypress, CA. The Loan Processor reviews loan packages to ensure all documents are executed properly and within the allowed Credit Policies. They will also conduct direct verifications with external entities, including consumers, dealers, and others, to validate employment, income, collateral, and other loan approval terms.

What you'll be doing:

• Conduct direct verifications with emphasis on processing time, quantity of loans processed, and quality of loans funded. Meet minimum YMFUS standards for daily loan volume.
• Ensure all information is obtained and check for accuracy prior to loan processing.
• Convert approved applications to funded loans.
• Communicate and interact, both written and verbal with dealers, credit department, management, and external/internal entities in a professional, concise, and positive manner.
• Support Credit Underwriter.
• Participate in testing efforts (i.e., User Acceptance Testing) of changes to the loan origination software and related systems.
• Perform related duties as needed

What you'll need to be successful:

• High School Diploma required; some college preferred
• Must have a minimum of 1+ years of subprime funding or consumer finance/bank environment experience.
• Basic knowledge of accounting and credit processing, basic math skills including the ability to calculate debt rations, payment ratios, and pro rate income.
• Must have strong analytical and quantitative skills, organizational, negotiation, interpersonal skills, and acute problem-solving ability.
• Must be results oriented and possess a high level of personal initiative.
• Strong proficiency in MS Office (i.e., Word, Excel, Power Point, Outlook, etc.)
• This position will also support other departments within YMFUS during non-peak season.
• Ability to work flexible hours including weekends and overtime, as necessary.

Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What's in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Pay:

$38,150 to $59,300

Yamaha intends to offer the selected candidate base pay dependent on job-related experience. Base pay is part of Yamaha's Total Reward program, our Talent Acquisition Team will share more details as candidates progress.

Reports to: Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.