BSA Specialist III

Build Your Future Here:

Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in 2023, donating over $7 million to local organizations since its inception.

We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank:

• American Banker Best Banks to Work For in 2021, 2022, and 2023
• Top Workplaces USA national award in 2022, 2023, and 2024
• Newsweek's America's Best Banks 2023, and 2024

At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/

Job Purpose

The primary focus of this position is to provide support to the branch and back office staff, as well as the BSA Officer, with maintaining the Bank's BSA/AML compliance program and to assist in meeting and maintaining all BSA/AML compliance requirements.

This position must have a clear understanding and thorough knowledge all aspects of the Bank Secrecy Act, sanctions laws and regulations, including but not limited to the USA PATRIOT Act. Must have knowledge of all applicable government regulations, including but not limited to: Bank Secrecy Act and other anti-money laundering regulations, OFAC regulations, the USA PATRIOT Act and an in depth knowledge of the FFIEC BSA/AML Exam Manual. Will maintain knowledgeable of all BSA/AML policies, procedures and regulations.

Job Duties

This position is responsible for assisting the BSA Officer with the Bank's Bank Secrecy Act program. This will include but not limited to:

• Ensure the required recordkeeping, processing and reporting of Currency Transaction Reports.
• Conduct OFAC verifications and 314(a) verifications.
• Project lead with monitoring higher risk customers and reports generated for BSA compliance.
• Project lead with monitoring customer due diligence and enhanced due diligence.
• Project lead with maintaining the BSA software and responding to the software reports and alerts.
• Monitor department performance and accuracy by conducting regular quality control reviews.
• Identify and investigate suspicious activity detected in BSA/AML software reports, alerts and/or reports received from staff members.
• Accurately writing SAR narratives as applicable.
• Assist with ensuring the required recordkeeping, processing and reporting of all suspicious activity.
• Attend applicable regulatory training, seminars, and/or conferences and read periodicals to maintain a current, thorough understanding of money laundering and terrorist financing issues, including policies, procedures, regulations, industry best practices, criminal activities and developing trends. This includes 1-2 day training outside of the office on occasion.
• Will complete special projects as assigned. This may include leading the projects.

Education, Experience and Job Skills

• Bachelor’s degree required or equivalent work experience.
• Five to seven years of BSA compliance experience.
• Five to seven years of experience with BSA case management and/or database systems (maintaining and researching information).
• Five to seven years investigative and analytical experience.
• CAMS certification, or in pursuit of.
• Must have excellent analytical, investigative and problem solving skills.
• Must have excellent written and oral communication skills.
• Excellent judgmental, prioritization and planning skills and capable of working within multiple deadlines.
• Ability to manage complex assignments independently and while also working effectively as part of a team.
• PC proficient with strong word processing and spreadsheet skills.
• Knowledge of general bank operations particularly branch cash handling procedures.
• Extraordinary attention to detail.
• Strong organizational and planning skills.
• Must have ability to work in a high stress, fast paced and rapidly changing environment.
• Ability to assist in providing BSA/AML training as needed.
• Ability to maintain confidentiality in respect to the customer’s financial affairs.
• Ability to interact with others (co-workers, management, clients or vendors) in a professional and tactful manner.

Basic Qualifications

• Bachelor’s degree required or comparable work experience.
• Five to seven years of experience with BSA case management and/or database systems (maintaining and researching information).
• Five to seven years investigative and analytical experience.

Equal Opportunity Employer M/F/Disabled/Vet;
If you are unable to complete this application due to a disability, contact [email protected] to ask for an accommodation, alternative application process, or other inquiries.