Relationship Officer Liability Sales

2024-04-05 | Mobilink Microfinance Bank Ltd | Bahawalnagar | Punjab | Pakistan

Perks & Benefits:

Seniority level:
Entry level
Job Description

  • Responsibilities: Responsible to drive and manage the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.
  • Ensure overall assigned portfolio targets are met.
  • Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved by complying State Bank of Pakistan guidelines.
  • Identify target customers both locally within the region/ area in order to establish a basis for potential business.
  • Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships.
  • Ensure field visits with Branch Manager Coordination.
  • Ensure the objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the bank.
  • Ensure deposit mobilization and NTB account Opening.
  • A good understanding of Liabilities product and its workability. Must possess knowledge about CASA & bilinear essential to achieve CASA growth.
  • Self-Starter and self-motivated.
  • Good presentation, communication and interpersonal skills.
  • Maintain good relationships with clients so that the business can maximize the value of those relationships.
  • Identify key contacts at potential client companies to establish and foster relationships.
  • Participate in one-on-one meetings with clients to explain services to guide their choices.
  • Grow the business by identifying new sales and business development opportunities.
  • Seek opportunities to cross-sell or upsell to existing clients.
  • Provide excellent service to maintain a positive reputation for the business.
  • Resolve any customer complaints promptly and professionally.
  • Any task/ assignment assigned by Line/ Branch Manager to be completed in efficient and effective manner.
  • Statements in this document are intended to reflect, in general, the role and responsibilities of the position, but are not to be interpreted as totally inclusive.
  • Requirement: Hold a Intermediate/ Bachelor's degree from a reputable Institution in business administration, commerce, accounting, marketing, economics or finance. MBA will be preferable (Subject to approval).
  • Have a minimum of 1-2 years of relevant work experience in sales planning, management, and operations experience within the retail/consumer banking.
  • Essential Skills: Ability to work under pressure
  • Presentation skills
  • Customer focused
  • Proficient in MS office
  • Ability to work in a team
  • Meeting deadlines against allocated targets
  • Desired Skills: Knowledge of MMBL's products/processes and policies.
  • Understanding of compliance and regulatory requirements for each of the products

Job Specifications

  • Academic Qualification: B.com, Bsc, BBA Preferably Master Degree
  • Area of Specialization: Marketing
  • Computer Proficiency: Computer Proficiency: Computer Proficiency: MS office, computer work
  • Other Details/Skills: Other Details / Skills: Ability to work under pressure
  • Presentation skills
  • Customer focused
  • Proficient in MS office
  • Ability to work in a team
  • Meeting deadlines against allocated targets

Job Locations:

  • Bahawalnagar Branch (01)

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